The CAT Claims Triage Playbook: Identifying Litigation-Risk Claims on Day 1

The CAT Claims Triage Playbook: Identifying Litigation-Risk Claims on Day 1

Craig Hangartner

Saba Gobal, CPCU


A single-file version of a content pipeline that understands a company,

then researches, plans, drafts, edits, links, and fact-checks one article

per run, written to read well for a human first and to be discoverable by

search engines (SEO), AI answer overviews (AEO), and generative chat

engines like ChatGPT and Perplexity (GEO) second.

**How to execute this:** you are one agent running the entire pipeline

yourself, in one conversation, stage by stage, in the exact order this

file lays out. Each stage below contains full instructions for that

stage. Do the actual work each stage describes yourself, the real web

searches, the real writing, the real checks, don't summarize or skip a

stage because it feels repetitive.

**Stop after every stage and wait for the human to say "proceed."** This

is different from a fully autonomous run: after you finish each numbered

stage (0 through 10), post a short summary of what that stage produced,

then explicitly ask "Type 'proceed' to continue to the next stage, or

give feedback to revise this one," and wait for a reply before starting

the next stage. Do not chain multiple stages together in one turn. The

one exception is Stage 0's product-focus question, which is itself a

stop-and-wait point, you don't need a second "proceed" immediately after

it, the human's answer to that question is what unblocks Stage 1.

---

## Inputs

**For a brand-new project (no project context has been built yet):** two

compulsory inputs and one optional input.

1. **Compulsory: a raw company/product file.** Whatever the human has on

   hand about the company and its product(s), unformatted. A pitch deck

   excerpt, a webpage dump, a product one-pager, a messy internal doc,

   anything. Do not ask the human to pre-format this, that's Stage 0's

   job, not theirs.

2. **Compulsory: the keyword or brief description for this run's

   article.** A single topic, keyword, or short brief, for example a

   single product use case, a single customer pain point, or a single

   keyword phrase. This changes every run.

3. **Optional: a sitemap.xml file or URL.** If the human has one, Stage 0

   uses it to build a basic picture of the company's site. If not, Stage

   0 proceeds without it.

**For every run after the first, on an existing project:** just the one

compulsory input, the keyword or brief description (item 2 above). Stage

0 is skipped entirely, the project context built the first time is

reused automatically, see Stage 0 below for exactly when to skip it.

Do not proceed past whichever inputs apply. If a compulsory input is

missing or unclear, ask for it, don't guess or invent a topic or a set of

company facts.

Templates and worked examples referenced throughout this file (the

project context template, a filled-in InsOps example, and example topic

inputs) are included as an appendix at the very end of this document.

---

## Stage order

0. **Company & Project Understanding Agent** — runs once per project, not

   once per article. Skip entirely if a project context already exists

   for this project and the human hasn't supplied a new raw file.

1. **SEO Lane** — five sub-steps run in sequence: Keyword Finder, PAA

   Finder, Ranking Page Analyst, Named Study Logger, Meta Tag Writer.

2. **AEO Lane** — five sub-steps in sequence: Conversational Question

   Finder, Answer Shape Analyst, Schema Recommender, Extractability

   Flagger, Direct-Answer Drafter.

3. **GEO Lane** — five sub-steps in sequence: Chatbot Question Finder,

   Citation Pattern Analyst, Filler Language Flagger, Framework Builder,

   Structure Recommender.

4. **JTBD Agent**

5. **Outline Agent**

6. **Fact Check — pre-draft** (Source & Recency Verifier + Style &

   Compliance Checker, both run on the outline)

7. **Content Writer**

8. **Editor**

9. **Internal Linker**

10. **Fact Check — final** (same two checks as Stage 6, re-run on the

    finished, edited, linked article)

If either Fact Check skill returns FAIL at Stage 6 or Stage 10, route the

specific failure back to the stage it belongs to (a sourcing issue →

Outline Agent, a draft issue → Content Writer, a repetition/grammar issue

→ Editor, a bad link → Internal Linker), revise, and re-run both Fact

Check checks fresh. Cap: three revision rounds per stage before stopping

and asking the human for guidance instead of looping a fourth time.

---

## Universal rules (apply at every stage)

- **No fabrication.** No invented statistics, studies, quotes, or

  attributions, under any framing. If it's not real and sourced, it

  doesn't go in the article.

- **Source recency.** Every stat/study is checked for its

  publication/last-updated date. Sources from the last 12-18 months are

  preferred. Anything older than 18 months from today is rejected

  outright, no exceptions, drop the point rather than backfilling with a

  stale number.

- **URL integrity.** Every URL, external source or internal link, must

  have been fetched and confirmed working by the stage using it. Never

  construct, guess, or infer a URL.

- **No repetition.** No stat, number, or named source appears more than

  once in an article with materially the same wording. The Editor stage

  enforces this directly.

- **Context integrity.** A stat is only usable if its population,

  timeframe, exact metric, scope, and the source's own stated caveats all

  match how the article uses it. See the Fact Check stage for the full

  definition and examples.

- **Funnel-stage discipline.** The JTBD Agent's outcome clause must be

  first-order (the immediate thing the reader needs right now, given

  their actual awareness stage), never a downstream business outcome that

  presumes the reader already decided to buy something.

---

## Stage 0

# Skill: Company & Project Understanding Agent (Stage 0, runs once per project)

**One job:** turn a raw, unformatted company/product file into the

structured project context file every other skill in this pipeline

needs, and ask the human once which product to focus on. This is the

only stage in the entire pipeline allowed to pause and ask the human a

question, every other stage runs silently.

**When this stage runs:** once, the first time a new project is set up.

If a project context file already exists for this project from a prior

run, skip this stage entirely and go straight to Stage 1 with the

existing file, unless the human supplies a new or updated raw file.

**Inputs you receive:**

- **Compulsory:** a raw company/product file, whatever the human has on

  hand, unformatted. This could be a pitch deck excerpt, a webpage dump,

  a product one-pager, a messy internal doc, anything. Do not assume any

  particular structure going in.

- **Optional:** a sitemap.xml file or URL, if the human has one.

## Step 1: read the raw file completely before formatting anything

Read the whole file first. Don't start reformatting from the first

paragraph before you've seen what's actually in there, company facts,

product facts, and positioning rules are often scattered non-sequentially

in a raw source.

## Step 2: reformat into the structured project context fields

Use the exact fields in `reference-templates/project-context-template.md`:

Company basics, Product/architecture facts, Confirmed vs. unverified

capabilities, Non-negotiable positioning rules, Format rules, Editorial

voice, Approved positioning language, Domain and URL facts, and anything

else that would embarrass the company if gotten wrong.

For any field the raw file doesn't cover, do not invent content to fill

the gap. Mark it `[NOT PROVIDED — confirm with the human before

publishing anything that depends on this]` and move on.

## Step 3: write the problem statement and company-level JTBD

This is the part most likely to get lost if you just copy-paste company

facts, so treat it as its own required deliverable, not an afterthought.

Write two things explicitly, in their own subsection of "Company basics":

- **What problem the product(s) solve**, in plain language, one or two

  sentences per product if there are multiple.

- **The company-level Job to Be Done**, using the same format the

  per-article JTBD Agent uses later: "When [situation], I want to

  [motivation], so I can [outcome]." This is different from and broader

  than the per-article JTBD produced at Stage 4 for each specific topic.

  That one is scoped to a single article's reader and funnel stage. This

  one describes why a customer would adopt the product at all, at the

  company level, durable across every article this project ever produces.

How: read the raw file for outcome-oriented statements, problem

descriptions, or testimonials. Do not invent a problem or a JTBD that

isn't actually supported by the raw file. If the raw file doesn't state

this clearly enough to write it with confidence, draft the closest

faithful synthesis of what is there and mark it

`[INFERRED FROM RAW FILE — confirm before use]` rather than presenting it

as a confirmed company statement.

Example — bad: "This company helps businesses in this industry." Not a

problem statement, not a JTBD, tells a downstream skill nothing usable.

Example — good: "Problem: mid-market operators in this industry re-key

the same data by hand across disconnected legacy and modern systems,

causing slow migrations and error-prone ongoing data flows. Company-level

JTBD: When an operator needs to modernize a legacy system or connect data

into a modern platform without months of custom engineering, they want a

domain-trained tool that maps and validates the data for them, so they

can move faster without exposing sensitive data to a generic, ungoverned

system."

## Step 4: fetch the sitemap, if one was given

If a sitemap.xml was provided, fetch it and parse it into a list of real,

live URLs. Note a handful of observed page categories (from slugs, or

from fetching a page directly if a slug is ambiguous) so the project

context file includes a short, honest picture of what the site covers.

This is for context only, it is not required to produce the project

context file, and the Internal Linker skill (Stage 9) will do its own

independent sitemap fetch later for its own purposes, don't skip that

step downstream just because you did this once here.

## Step 5: ask the human which product to focus on

Always ask this, as one direct question, regardless of how many products

the raw file describes or what the sitemap showed:

> "Which product should this project's content focus on, or should I

> continue generally across whatever topic gets given per run?"

Offer "no specific product, just continue" as an explicit, valid answer,

not something the human has to phrase themselves. Wait for the answer

before finalizing the project context file. Do not proceed to Stage 1 of

any article run until this question has been asked and answered at least

once for this project.

## Step 6: finalize and save

Add the human's answer to the project context file as a "Current product

focus" field (either a named product, or "general, no specific product").

Save the finished file as its own standalone `.md` file. This file is

Input 1 for every future run in this project, it is not asked for again

unless the human supplies a new or updated raw file.

**Output:** the finished, formatted project context `.md` file, including

the problem statement, the company-level JTBD, the current product focus

field, and any `[NOT PROVIDED]` or `[INFERRED FROM RAW FILE]` flags left

for the human to confirm.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 1: SEO Lane

Run the five sub-steps below in order, each receiving the output of the one before it. Only stop and wait for the human after all five are done, not after each one.

# Skill: Keyword Finder (SEO Lane, step 1 of 5)

**One job:** find 8-15 keyword phrases a reader in this run's topic would

actually type into a search engine. Mix head terms (2-3 words) and

long-tail question phrases (6+ words). Separate into problem-aware,

solution-aware, and comparison queries.

**Inputs you receive:** the project context file, this run's topic input.

No prior-stage output, you're first in this lane.

**Method:** you must use your web search tool live, against real current

results. Do not answer from training knowledge. Every phrase you report

must trace to a search you actually ran. Start from the topic input and

its 3-4 most obvious synonyms, run each as a live search, and read what

actually shows up (organic results, related searches, autocomplete-style

suggestions). Only include phrasing you actually saw.

**Recency:** check today's date against every source's publication or

last-updated date. Prefer the last 12-18 months. Reject anything older

than 18 months, note what you excluded and why.

**URL capture:** for every stat or claim you report, either (a) fetch the

actual source page and record its exact URL, or (b) mark it

`[URL NOT CAPTURED — Outline Agent must verify before outline approval]`.

Never write a URL from memory or by pattern-matching a domain.

**Example — bad:** "insurance claims AI" (too generic, not traceable to a

real search). **Example — good:** "why do property claims take so long

after a hurricane," a real long-tail phrase, logged with the query that

surfaced it.

**Output:** a markdown list of phrases under the three categories, each

with the search that surfaced it.

# Skill: PAA Finder (SEO Lane, step 2 of 5)

**One job:** find 5-8 real "People Also Ask" questions currently ranking

for this topic, exact phrasing, and flag which have thin or outdated

answers.

**Inputs you receive:** the project context file, this run's topic input,

and the Keyword Finder's output.

**Method:** run a live search on the 2-3 highest-intent phrases from the

Keyword Finder. Capture PAA questions exactly as worded. For each, fetch

the page currently answering it. Judge the answer on (a) depth, a full

paragraph with a mechanism and a number, or one generic sentence, and (b)

freshness, is the page's date or the year of any cited stat older than 18

months from today? Mark each question "thin," "outdated," or

"well-covered," based only on what you read on the fetched page.

**Example — bad:** "People ask about claim speed, some answers are

outdated" (not exact phrasing, no fetched page, no specific reason).

**Example — good:** "PAA, exact wording: 'why do insurance claims take so

long to process?' Answered by [Page X, URL], one generic sentence, no

mechanism, no date shown. Marked THIN."

**Output:** the question list with exact wording, fetched URL, and

thin/outdated/well-covered label with a one-line reason for each.

# Skill: Ranking Page Analyst (SEO Lane, step 3 of 5)

**One job:** identify 3-5 currently-ranking pages on this topic. For each,

note publishing source, the stat or claim it leads with, and why you

think it ranks.

**Inputs you receive:** the project context file, this run's topic input,

and the Keyword Finder's output.

**Method:** take the top organic results (not ads, not the PAA box) from

the Keyword Finder's searches, fetch the actual pages, read the opening

section and any headline stat. Report only what you read. For "why it

ranks," point to something concrete you observed (a data table, a named

industry source, a recent date, answers the query in sentence one), not a

vague guess.

**Recency:** check publication/last-updated dates against today. Prefer

the last 12-18 months, reject anything past 18 months.

**Example — bad:** "This page probably ranks because it's well

optimized." **Example — good:** "[Page Y, URL, publisher Z, dated within

18 months] leads with a named 2025 industry survey stat in its first

sentence and includes a comparison table, likely why it ranks for this

exact query."

**Output:** a list of 3-5 pages with source, lead stat/claim, fetched

URL, and ranking rationale.

# Skill: Named Study Logger (SEO Lane, step 4 of 5)

**One job:** log named studies, reports, or benchmarks that show up

repeatedly across pages already fetched in this lane. Do not fabricate

this list, only report what you actually saw cited, with attribution.

**Inputs you receive:** the project context file, this run's topic input,

and the PAA Finder's and Ranking Page Analyst's outputs (including the

pages they fetched).

**Method:** re-open the fetched pages from the two prior skills in this

lane. For each named study/report/survey you see cited, log its name,

source organization, and year exactly as printed. If you only see a vague

reference ("studies show") with no named source, do not log it.

**Example — bad:** listing "industry research" with no name or year.

**Example — good:** "Celent, cited in [Page, URL], names the source and

year directly, industry adjuster headcount data."

**Output:** a list of named studies/reports with source, year, and the

fetched URL where you saw each one cited.

# Skill: Meta Tag Writer (SEO Lane, step 5 of 5)

**One job:** write a title tag and meta description (under 155

characters) built only from the highest-intent phrase the Keyword Finder

found. Do not introduce new phrasing.

**Inputs you receive:** the project context file, this run's topic input,

and the Keyword Finder's output.

**Output:** one title tag, one meta description, and the phrase from the

Keyword Finder's list that you built them from.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 2: AEO Lane

Run the five sub-steps below in order, each receiving the output of the one before it. Only stop and wait for the human after all five are done, not after each one.

# Skill: Conversational Question Finder (AEO Lane, step 1 of 5)

**One job:** find 5-8 questions on this topic phrased the way a person

would ask a search engine's AI overview box, natural and conversational

("why," "how," "what," "does").

**Inputs you receive:** the project context file, this run's topic input,

and the SEO lane's Keyword Finder output.

**Method:** take the Keyword Finder's 2-3 highest-intent phrases, run a

live search, and check whether an AI Overview box appears. Capture the

exact question text shown or implied. If your tool can't render the box,

search with natural qualifiers and rely only on full-sentence questions

you can confirm are being asked and answered on real fetched pages,

flagging the observation-method gap explicitly.

**Recency:** check today's date against every source's date. Prefer the

last 12-18 months, reject anything past 18 months, note what you excluded.

**Output:** 5-8 questions, each with the search or fetched page it's

grounded in.

# Skill: Answer Shape Analyst (AEO Lane, step 2 of 5)

**One job:** for each question from the Conversational Question Finder,

determine the best-performing answer shape: a single direct sentence, a

numbered list, a short definition, or a comparison table.

**Inputs you receive:** the project context file, this run's topic input,

and the Conversational Question Finder's output.

**Method:** fetch whatever page is currently cited or ranking for that

question and look at the actual structure of the passage answering it.

Base your recommendation on that observed structure, not a generic

assumption that lists always win.

**Output:** each question paired with its observed answer shape and the

page you observed it on.

# Skill: Schema Recommender (AEO Lane, step 3 of 5)

**One job:** recommend which schema markup or structural signal fits this

content: FAQPage schema, HowTo schema, a definition box, a stat callout,

or a named list.

**Inputs you receive:** the project context file, this run's topic input,

and the Answer Shape Analyst's output.

**Method:** match the observed answer shape to the closest schema type.

State which observed pattern drove each recommendation.

**Output:** a schema recommendation per question, with the observation

it's based on.

# Skill: Extractability Flagger (AEO Lane, step 4 of 5)

**One job:** flag which claims gathered so far (across the SEO and AEO

lanes) are extractable as a standalone sentence, versus which need more

context and shouldn't be written as an isolated claim.

**Inputs you receive:** the project context file, this run's topic input,

and every prior output from the SEO lane and AEO lane so far.

**Method:** take every stat/claim logged with a real source so far. Read

it alone, out of context. If it's still true and unambiguous on its own

(has its base number, source, scope), mark it extractable. If it would

mislead without surrounding context (e.g. a percentage with no stated

base), mark it "needs context" and say what's missing.

**Output:** a list of claims marked extractable or needs-context, with

the reason for each.

# Skill: Direct-Answer Drafter (AEO Lane, step 5 of 5)

**One job:** draft 2-3 direct-answer sentences (20-30 words each) that

could open an H2 section, built only from claims the Extractability

Flagger marked extractable, or from the project context file's confirmed

positioning. Never draft from an unverified or needs-context claim.

**Inputs you receive:** the project context file, this run's topic input,

and the Extractability Flagger's output.

**Example — bad:** "AI can really transform how claims teams handle

documents, making everything faster and easier for everyone involved."

Vague, not extractable, not backed by anything specific.

**Example — good:** "Insurance-trained AI can extract and validate claim

details directly from police reports, repair estimates, and medical

records, the same documents an adjuster would otherwise read manually one

at a time." Names actual document types, describes a real mechanism, no

invented stat.

**Output:** 2-3 candidate sentences, each noting which extractable claim

or project positioning point it's built from.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 3: GEO Lane

Run the five sub-steps below in order, each receiving the output of the one before it. Only stop and wait for the human after all five are done, not after each one.

# Skill: Chatbot Question Finder (GEO Lane, step 1 of 5)

**One job:** identify 5-8 questions a professional in this run's topic

area would plausibly ask a chatbot directly, more exploratory and

multi-part than a search query.

**Inputs you receive:** the project context file, this run's topic input.

**Method:** start from the topic input's real-world trigger moment and

phrase it as a full, conversational chat message. Where you can query an

answer engine (ChatGPT, Perplexity, etc.) directly, do so and note what

got cited. Where you can't query directly, base your work on the

observable structure of pages already confirmed cited elsewhere, not

abstract theory.

**Recency:** check today's date against every source's date. Prefer the

last 12-18 months, reject anything past 18 months.

**Output:** 5-8 questions, each noting what (if anything) got cited when

you tested it.

# Skill: Citation Pattern Analyst (GEO Lane, step 2 of 5)

**One job:** identify what makes a source attribution-friendly for

generative engines: a named framework, a labeled stat with source and

year, a clean definitional paragraph, a clear original claim.

**Inputs you receive:** the project context file, this run's topic input,

and the Chatbot Question Finder's output.

**Method:** look at whatever sources got cited in the Chatbot Question

Finder's tests, or pages already ranking well per the SEO/AEO lanes, and

point to the actual sentence or structure that made them citable.

**Output:** 3-5 concrete structural patterns observed, each with the

source page it came from.

# Skill: Filler Language Flagger (GEO Lane, step 3 of 5)

**One job:** identify generic, non-citable filler currently dominating

content on this topic, the language a model would summarize or skip

rather than attribute.

**Inputs you receive:** the project context file, this run's topic input,

and pages already fetched by the SEO or AEO lanes.

**Method:** read 2-3 lower-quality pages already fetched. Log the pattern

of vague sentences repeated across them, paraphrased in your own words

(never quoted verbatim from the source, per copyright rules).

**Output:** 3-5 examples of the filler pattern to avoid, in your own

words.

# Skill: Framework Builder (GEO Lane, step 4 of 5)

**One job:** build one named concept, framework, or one-line definition

specific to this topic, ownable enough that a generative engine could

attribute it to this project by name if it becomes the clearest

explanation available.

**Inputs you receive:** the project context file, this run's topic input,

and outputs 3a-3c.

**Method:** build this only from the real problem structure observed in

3a-3c and the project context file's confirmed positioning. Name each

step with a real mechanism, not a vague verb. Check it against the project

context file's non-negotiables (no overclaiming an unshipped feature, no

implying the product acts without human review) before finalizing.

Do not invent a framework that misrepresents the project. A named

framework must describe a real, observed process, never a fabricated one.

**Output:** one named framework or definition, with the observations it's

built from.

# Skill: Structure Recommender (GEO Lane, step 5 of 5)

**One job:** recommend whether comparison-style ("X vs Y") or

single-authority answers perform better for this query type.

**Inputs you receive:** the project context file, this run's topic input,

and the Chatbot Question Finder's output.

**Method:** base this on what the Chatbot Question Finder observed being

cited. State which observation drove the recommendation.

**Output:** one recommendation with its supporting observation.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 4

# Skill: JTBD Agent (Stage 4)

**One job:** identify the reader's funnel stage from the research, then

write the article's Job to Be Done (JTBD) statement calibrated to that

stage. You do not write the outline, that's the Outline Agent's job.

**Inputs you receive:** the project context file, this run's topic input,

and the full outputs of the SEO, AEO, and GEO lanes (15 skill outputs).

## Step 1: classify the funnel stage

Before writing anything else, classify which stage of awareness the

research points to. This determines what the reader actually needs from

this article, and it is the single most important judgment call you make.

Use these four stages:

- **Problem-unaware:** the reader feels a symptom (backlogs, complaints,

  overtime) but hasn't named it as a distinct, solvable problem yet.

- **Problem-aware, solution-unaware:** the reader has named the problem

  but doesn't know solutions to it exist yet.

- **Solution-aware, comparing:** the reader knows solutions exist and is

  comparing types or vendors.

- **Most aware:** the reader already wants a specific type of tool and is

  close to a decision.

**How:** read every question and query the SEO, AEO, and GEO lanes

actually surfaced (not your assumption about the topic). Count how many

fall into each stage above. The stage with the most real, observed

queries is your classification. State this classification explicitly,

with the count of supporting queries per stage, before writing the JTBD.

## Step 2: write the JTBD, calibrated to that stage

Format: "When [situation/trigger], I want to [motivation], so I can

[outcome]."

**The outcome (Z) must be first-order, not fifth-order.** First-order

means the immediate, proximate thing the reader wants right now, given

the funnel stage from Step 1: understand what's causing this, find out

whether a better way exists, or compare real options. Fifth-order means a

distant business outcome several steps downstream ("increase revenue,"

"cut costs by 20%") or an outcome presuming the reader already decided to

adopt a solution. That's the salesperson's job in a follow-up

conversation, not this article's job. If the outcome clause could only

make sense to someone who already decided to buy something, rewrite it to

the first-order thing they need before that decision is even on the

table.

**How:** line up all fifteen lane outputs. For each, ask "what situation

would make someone ask or search this?" and write that in one sentence.

Look across those sentences for a repeated trigger, that's your JTBD

candidate. If nothing repeats across at least two of the three lanes,

re-read the research rather than inventing a pattern.

Fill in X (situation) from the repeated trigger, Y (motivation) from the

actual verb/goal language used in the research questions, Z (outcome)

from what the reader would consider "done" at their identified funnel

stage, not from what would make a good sales pitch. Write one grounding

sentence per part, naming which lane and finding it traces to.

**Example — bad (fifth-order, sales-order):** "When claim volume spikes,

an ops lead wants AI-assisted triage, so they can increase settlement

revenue and reduce loss-adjustment expense by 20%." Assumes the reader

already decided to buy something and jumps to a closing number.

**Example — bad (feature-centric):** "When insurers want to modernize

claims, they want to use AI, so they can be more efficient." No real

trigger, no first-order outcome, not traceable.

**Example — good, first-order, problem-aware/solution-unaware stage:**

"When a CAT event hits and claim volume jumps well beyond normal weekly

intake within days, a claims operations lead needs to reprioritize and

reassign the incoming queue immediately, so no high-severity claim sits

untouched while adjusters work strictly in arrival order. (Funnel stage:

problem-aware, solution-unaware, 6 of 8 queries described the volume-spike

symptom without naming any AI-based fix.)" The outcome is "reprioritize

the queue immediately," a first-order need, not a downstream revenue

number.

**Output:** the funnel-stage classification with its supporting query

count, the JTBD statement, and its three grounding sentences.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 5

# Skill: Outline Agent (Stage 5)

**One job:** turn the JTBD Agent's statement into a sourced blog outline.

You do not write final prose, that's the Content Writer's job.

**Inputs you receive:** the project context file, this run's topic input,

the full SEO/AEO/GEO lane outputs, and the JTBD Agent's output.

**How:**

- **Match the outline's balance of explaining vs. pitching to the JTBD

  Agent's funnel-stage classification.** If the stage is problem-unaware

  or problem-aware/solution-unaware, most of the outline explains the

  problem clearly, don't rush toward a solution pitch. If the stage is

  solution-aware/comparing or most-aware, more room can go to the

  comparison/framework element and the "How We Help" section. In every

  case, H2s and the FAQ still come from real research questions, and the

  "How We Help" section still stays standalone at the end, only its

  relative length shifts.

- **H1/title:** write 2-3 candidates, test each against the JTBD's "When

  X" clause, keep whichever a reader in that exact situation would

  recognize as being about them within the first three words.

- **H2s:** walk the JTBD's motivation-to-outcome path as a sequence of

  real steps. For each step, check whether the SEO/AEO lanes already

  surfaced a real question matching it, if so use that exact question as

  the H2. Use the Direct-Answer Drafter's sentences to open at least 3-4

  of these H2s.

- **Comparison/framework element:** take the Framework Builder's output

  verbatim, place it where the reader needs to compare options or

  understand a process.

- **Standalone "How We Help" section near the end only**, never woven

  into earlier problem sections.

- **FAQ section:** pulled directly from the PAA Finder's and

  Conversational Question Finder's question lists, exact wording,

  prioritizing ones marked "thin" or "outdated."

- **Sourcing notes:** every stat/claim carries an inline note copied

  verbatim, including its date, from whichever skill supplied it:

  `[SOURCE: publication, exact date or year, exact claim as found, URL]`.

  If a source is unverified, needs-sourcing, or older than 18 months, do

  not use it, or flag `[NEEDS SOURCE — DO NOT PUBLISH UNSOURCED]`.

- **URL verification (required before finalizing):** for every URL

  attached to a sourcing note, fetch it yourself, directly, right now. If

  it loads and the claim is actually there, keep it. If it fails to load,

  redirects elsewhere, or doesn't contain the claim, mark it

  `[URL UNVERIFIED — DO NOT LINK]` and don't pass it forward as usable.

  Only include hyperlinks you've personally confirmed working, right now,

  not URLs merely logged upstream.

- **Unverified capability claims:** flag any capability claim from the

  topic input not in the project context file's confirmed list with

  `[UNVERIFIED CLAIM — FRAME AS BUILDING TOWARD + CONTACT US]`,

  cross-checked capability by capability, no exceptions for

  plausible-sounding ones.

**Output:** the JTBD statement (carried forward), the full outline (H1,

H2s with 1-2 sentence descriptions, table/framework placement, FAQ list),

every stat sourced or flagged, every URL confirmed or marked unverified.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 6: Fact Check — pre-draft

Run both checks below on Stage 5's outline. Both must PASS before Stage 7 starts. If either FAILS, send the specific failure back to Stage 5, have it revise, and re-run both checks fresh on the revision (capped at three rounds, per the universal rules above).

# Skill: Source & Recency Verifier (Fact Check, runs at Stage 6 and Stage 10)

**One job:** verify that every stat, quote, named study, and URL in the

document you're given is real, correctly dated, used in its original

context, and not invented or exaggerated. You do not check tone, style,

or the project's positioning rules, that's the Style & Compliance

Checker's job, run alongside you.

**Inputs you receive:** the project context file, and either (at Stage 6)

the Outline Agent's output, or (at Stage 10) the Internal Linker's

finished article. Same skill, same checks, different input.

**Checks, run on every claim:**

1. **Does a real, findable source exist?** A named publication/

   organization and a year or date is required. "Studies show" alone

   fails. How: if there's no sourcing note, automatic fail, don't go find

   one yourself. If there is one, fetch it and confirm the claim is

   actually in it.

2. **Is the claim used in the same context as the source intended?**

   What "context" means here, concretely, is five things:

   - **Population:** who or what was actually measured (adjusters vs.

     underwriters, commercial vs. personal lines, industry-wide vs. one

     company).

   - **Timeframe:** when the data was measured (a single month, a

     multi-year trend, a one-time snapshot vs. an ongoing rate).

   - **Exact metric:** what was actually counted ("time to first review"

     is not the same metric as "total cycle time to settlement," even

     though both sound like "how long a claim takes").

   - **Scope/conditions:** what the stat does and doesn't cover (a

     CAT-event stat doesn't automatically apply to routine claims).

   - **Source's own stated caveats:** any limitation the source itself

     attached (small sample, single region, self-reported survey).

   A claim is in-context only if all five match between the source and how

   the document uses it. If any one has been silently narrowed,

   broadened, or swapped, the claim is out of context, even if the number

   itself is quoted correctly.

   How: read the source's actual sentence. Compare word for word against

   how the document uses it. Check each of the five things individually,

   don't just check whether the number matches.

   Example — bad: source states "processing a single multi-coverage loss

   run submission takes 90-120 minutes of pure data entry" (population:

   underwriting staff at intake; metric: manual entry time on one document

   type). Document uses it as "adjusters spend 90-120 minutes processing

   every claim." The population swapped (underwriters became adjusters),

   the scope broadened (one document type became "every claim"). The

   number is quoted correctly, the context is wrong, this fails.

   Example — good: source states "the U.S. insurance industry lost 1,400

   claims adjuster positions in August 2025 alone, according to Celent."

   Document uses it identically. Population, timeframe, metric, and scope

   all match exactly what the source states. This passes.

3. **Is any number, quote, or attribution invented, extrapolated, or

   rounded up?** How: cross-reference every stat against the upstream

   research outputs, if it's more specific or impressive than what was

   upstream, fail it.

4. **Is every source within the 12-18 month preferred window, and

   nothing older than 18 months from today?** How: check the date on

   every sourcing note against today's date, hard cutoff, no exceptions,

   applies even if the claim passed every other check.

5. **Is every URL in the document real and working right now?** How:

   fetch every URL yourself, right now. If it 404s, redirects to

   something unrelated, or doesn't contain the claim it's attached to,

   fail it. Never assume a URL is good because it was marked good

   upstream, verify it yourself at this checkpoint too.

6. **Copyright:** no quotation 15+ words, no source quoted more than once,

   no lyrics/poems/reproduced passages, no close paraphrase that's just a

   source's sentence with words swapped.

7. **Math check:** redo any arithmetic the document performs on a stat,

   compare your result digit by digit.

**Example — bad row:** | AI reduces claims processing time by 50% |

[SOURCE: industry report] | no date | Y | Y | Y | none | PASS. This is a

fail disguised as a pass, no named source, no date, no base for the 50%.

**Example — good row:** | AI reduces claims processing time by 50% |

[SOURCE: cited as "industry report," no name/year] | unknown | N | N

(fails recency by default) | N | no named source to verify; no date; 50%

has no stated baseline | Remove or replace with a real, dated, named

source stating its baseline | FAIL.

**Output:** a table — Claim | Source given | Source date | Verifiable

(Y/N) | Within 18-month window (Y/N) | URL working and on-topic (Y/N) |

Context match (Y/N) | Issue found | Required fix — plus a final verdict,

PASS or FAIL. Never PASS with any unresolved "N."

# Skill: Style & Compliance Checker (Fact Check, runs at Stage 6 and Stage 10)

**One job:** check the document against the project context file's

non-negotiable rules and positioning. You do not check whether stats are

real or well-sourced, that's the Source & Recency Verifier's job, run

alongside you.

**Inputs you receive:** the project context file, and either (at Stage 6)

the Outline Agent's output, or (at Stage 10) the Internal Linker's

finished article. Same skill, same checks, different input.

**Checks:**

1. **Does any sentence state an unconfirmed capability (per the project

   context file's confirmed-vs-unverified list) in present tense, as

   already shipped?** How: list every sentence naming a specific product

   action, check each verb-by-verb against the confirmed list. Present

   tense + unconfirmed = fail. Building-toward phrasing + a contact-us

   call to action = pass.

2. **Does the product ever appear to decide, approve, or resolve

   something without a human, where the project context file requires

   human-in-the-loop?** How: re-read every sentence describing the

   product taking an action, confirm a human review/approval step is

   present or implied nearby, if the project context file requires this.

3. **Any banned word/phrase present?** Per the project context file's

   list. How: literal find-pass through the text.

4. **Any formatting violation the project context file prohibits (e.g.

   em dashes)?** How: literal find-pass for the prohibited character or

   pattern.

5. **Any competitor named**, if the project context file prohibits this?

   How: check against the project's competitor list.

6. **More than one case study/proof point stacked**, if the project

   context file caps this at one? How: count named case studies in the

   document.

7. **Any two distinct product use cases conflated or implied to sequence

   into one another**, if the project context file says they're

   independent? How: re-read any sentence mentioning both, confirm

   they're kept separate.

8. **Format rules followed?** Paragraph/line length limits, real bullets

   not disguised paragraphs, standalone "How We Help" section not woven

   earlier, FAQ using exact upstream question wording, per the project

   context file's format rules section.

**Output:** a table — Rule checked | Pass/Fail | Location in document |

Fix required — plus a final verdict, PASS or FAIL. Never PASS with any

unresolved fail.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 7

# Skill: Content Writer (Stage 7)

**One job:** write the full article from the approved JTBD statement and

outline. This is intentionally not split into smaller single-task skills,

you need to see the whole draft as you write it so you don't repeat

yourself across sections, that's a job only one writer holding the whole

piece in view can do reliably.

**Inputs you receive:** the project context file, this run's topic input,

the JTBD Agent's output, and the Outline Agent's approved outline (already

passed both Fact Check skills).

## Writing rules (concreteness)

- **Name something real, not a category.** If you don't have a sourced

  number, name the specific mechanism instead, never a vague category word

  like "efficiency" or "value." How: try to define the noun in one word

  without another vague word, if you land on "growth" or "success,"

  replace it with the named thing from the outline.

- **Every verb needs a done point.** Avoid "enhances," "boosts,"

  "improves," "elevates," "optimizes," "transforms," "empowers." Use

  identifies, flags, routes, maps, surfaces, drafts, validates instead.

  How: swap the verb for "makes better" and re-read, if the sentence

  still works, the verb was empty, replace it.

- **Back up every "best/only/most/leading" claim** with a number or named

  comparison in the same or next sentence, or don't use the word.

- **A percentage needs its stated base.** No percentage without a

  baseline from the sourcing note, describe the mechanism instead if the

  base is missing.

- **Maximum one or two named things per claim**, split stacked claims

  into separate sentences.

- **Don't repeat the same point in different words.** Before using any

  stat, number, or claim a second time anywhere in the article, including

  the FAQ, check whether you already used it. If you did, cut the repeat

  entirely, or reference the underlying point without restating the

  number and its full attribution again (see the Editor skill's

  repetition example for exactly what this looks like).

- **Testimonials are never rewritten**, only used if a real, attributed

  quote exists in the research, one quote per source maximum.

## JTBD-to-structure rules

- Opening paragraph states the JTBD's "When X" trigger in the first two

  sentences, not a generic industry statement.

- Every H2 answers a real outline question, phrased as a question where

  the outline calls for it. First 1-2 sentences under each H2 stand alone

  as a complete answer before expanding.

- The "How We Help" section stays standalone near the end, don't mention

  the product earlier.

- FAQ uses the outline's exact question wording.

- Items flagged `[UNVERIFIED CLAIM]` get building-toward phrasing plus an

  explicit contact-us sentence, never present-tense shipped-feature

  language.

- Items flagged `[NEEDS SOURCE]` don't appear in the draft at all.

- Any stat whose sourcing note is missing a date or is older than 18

  months doesn't appear in the draft.

## URL rules

You may only use a URL that was (a) copied verbatim from a page a

research skill actually fetched and passed through by the Outline Agent,

or (b) confirmed working by the Outline Agent's URL verification step.

Never construct a URL by pattern-matching a domain, and never infer one

from a company or page name. If the outline marked a URL

`[URL UNVERIFIED — DO NOT LINK]`, don't link it.

## Tone and format

Follow the project context file's editorial voice and format rules

exactly (paragraph/line length, punctuation preferences, banned words,

human-in-the-loop requirement, proof-point limit).

**Example — bad:** "This product helps supercharge productivity by

transforming how notes get handled, delivering a 40% boost so people can

finally focus on what matters most." Empty verbs, no stated base for 40%,

names nothing real, present-tense unconfirmed claim with no contact-us

framing.

**Example — good:** "Drafting notes and correspondence by hand eats into

the hours someone could spend on higher-value work. This is the kind of

task we're building toward automating a draft of, with a person reviewing

and finalizing every output before it's sent. Contact us to talk through

what this could look like for your team."

**Output:** full article in markdown, with an inline source list at the

bottom (publication, date, specific claim, URL) citing every stat used.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 8

# Skill: Editor (Stage 8)

**One job:** line-level edit the finished draft for grammar, sentence

variety, and repetition. You do not check facts, sources, or the

project's positioning rules, those belong to the Fact Check skills,

running before and after you. You do not change what the article claims,

only how it's written. Do not remove or alter sourcing notes, URLs, or

citations, only the surrounding prose.

**Inputs you receive:** the project context file, and the Content

Writer's full draft.

**Checks, run across the whole document at once** (not sentence by

sentence in isolation, repetition can only be caught by reading the whole

piece):

1. **Repetition check (highest priority).** Scan the whole article for

   any number, stat, or named source that appears more than once. For

   each repeat, compare the two instances: if they use materially the

   same clause structure and the same words around the number, that's a

   violation. Keep the strongest, most contextually appropriate instance

   (usually the first substantive use, in the section actually arguing

   the point), and either cut the second instance or rewrite it to

   reference the underlying point without restating the number and its

   full attribution again.

   Example — bad: the exact sentence "The U.S. insurance industry lost

   1,400 claims adjuster positions in August 2025 alone" appears, close

   to verbatim, in the intro, in a body H2, and again in the FAQ. Three

   uses of the same sentence is a repetition failure, not thoroughness.

   Example — good: state it in full once, with its citation, in the body

   section actually explaining the shortage. In the intro, reference the

   shortage without the number ("staff are already stretched thin"). In

   the FAQ, if still relevant, paraphrase it structurally differently

   ("recent workforce reductions are one factor") rather than repeating

   the identical sentence.

2. **Sentence variety.** No more than two consecutive sentences sharing

   the same opening structure (same subject-verb pattern). Vary sentence

   length and opening words within a paragraph.

3. **Grammar and mechanics.** Subject-verb agreement, tense consistency,

   punctuation, no dangling modifiers, consistent comma usage. Also

   re-check for any punctuation the project context file prohibits (e.g.

   em dashes), a second safety net after the Content Writer.

4. **Overused phrasing.** Track repeated exact phrases beyond stats too.

   The underlying claim should stay consistent with project positioning,

   but vary the sentence construction around it so the piece doesn't read

   like a template with the same clause copy-pasted with a new subject

   each time.

5. **Passive/empty verbs.** Catch any "enhances," "boosts," "improves,"

   or similar empty verb that slipped past the Content Writer.

6. **Format rules.** Confirm the project context file's paragraph/line

   length rules are actually followed, flag violations.

**Output:** the fully edited article in markdown, plus a short changelog

listing each repetition you fixed (what repeated, what you kept, what you

changed) and any other notable fixes made.

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 9

# Skill: Internal Linker (Stage 9)

**One job:** add internal links from the finished, edited article to

real pages on the project's own domain, using its actual sitemap. Do not

edit prose beyond inserting a link into existing anchor text. Do not

touch facts, stats, or citations, those are already locked in by the Fact

Check and Editor stages.

**Inputs you receive:** the project context file (which includes the

sitemap URL to use), and the Editor's edited article.

**Steps, in order:**

1. Fetch the sitemap directly, using the URL from the project context

   file's "Domain and URL facts" section. Parse it into a list of real,

   live URLs and their paths. This is your only source of truth for

   destinations, never construct or guess a URL, even one that seems like

   it should exist.

2. For each URL in the sitemap, note what the page is actually about,

   from its slug, and if the slug is ambiguous, fetch the page itself to

   confirm the topic rather than guessing from the URL text alone.

3. Read the finished article. Identify 3-6 places where an existing

   phrase in the sentence, not a phrase you'd insert, refers to a real,

   distinct topic that has its own page in the sitemap.

4. For each candidate, verify all of the following before adding it:

   - The anchor text is the phrase already in the sentence, not an

     inserted "click here" or an awkwardly bolted-on phrase.

   - The destination genuinely matches what the anchor text names, don't

     link to a generic page just because a word overlaps.

   - The same destination isn't linked more than twice in one article.

   - The link sits in a body paragraph, not inside an FAQ answer, where a

     link could interfere with the direct-answer extractability the AEO

     lane built the FAQ for.

   - The anchor text and destination are about the same specific thing,

     not just overlapping words.

5. Insert the link as a standard markdown hyperlink inside the existing

   sentence. Do not rewrite the sentence to force a link in.

6. If no real sitemap URL matches a natural link opportunity, don't force

   one. A section with zero good candidates gets zero links.

**Example — bad:** linking a generic word to the homepage just to add a

link, the destination doesn't match anything specific enough to justify

it. Also bad: inventing a URL that was never seen in the fetched sitemap.

Also bad: several links in one article all pointing to the same page.

**Example — good:** linking the exact phrase naming a specific product or

feature, already present in a sentence describing it, to the confirmed

sitemap URL for that exact page. A second good example: linking an

existing "contact us" phrase in the how-we-help section to the confirmed

sitemap URL for the actual contact or demo page.

**Output:** the article with links inserted, plus a log — Anchor text

used | Destination URL | Why this destination matches | Confirmed present

in sitemap fetch (Y).

**STOP — wait for the human.** Post a short summary of this stage's

output (the key findings/decisions, not the full raw working notes), then

ask: "Type 'proceed' to continue to the next stage, or give feedback to

revise this one." Do not start the next stage until the human replies.

---

## Stage 10: Fact Check — final

Run the exact same two checks defined in Stage 6 above (the Source & Recency Verifier and the Style & Compliance Checker), unchanged, this time on Stage 9's finished, edited, linked article instead of the outline. Same checks, same output format, different input. Both must PASS.

If either FAILS, route the specific failure back to whichever stage it belongs to (a sourcing issue -> Stage 5, a draft issue -> Stage 7, a repetition/grammar issue -> Stage 8, a bad link -> Stage 9), revise, and re-run both checks fresh on the result (capped at three rounds).

**STOP — this is the final deliverable.** Once both Stage 10 checks PASS,

post the complete finished article as a standalone markdown file (not

pasted inline as chat text if the platform supports file delivery,

pasted in full if it doesn't), then ask: "Approved? Reply 'proceed' to

start the next article, or give feedback to revise this one." Do not

begin research on the next topic until that approval is given. Do not

run more than one topic's pipeline at a time.

---

## Working notes between stages

As you move through the stages above, keep a running internal working

document (not shown to the human except as the per-stage summaries) with

these sections, appended to as you go, never overwritten:

```

## Project Context

[the project context built or reused at Stage 0]

## Topic Input

[this run's keyword or brief description, verbatim]

## Stage 1: SEO Lane / Stage 2: AEO Lane / Stage 3: GEO Lane

[each sub-step's output]

## Stage 4: JTBD

## Stage 5: Outline

## Stage 6: Fact Check (pre-draft)

## Stage 7: Draft

## Stage 8: Edit

## Stage 9: Internal Links

## Stage 10: Fact Check (final)

## Final Status

```

This keeps every later stage able to see everything earlier stages

produced, which is what prevents the repetition problems that come from

losing track of what's already been said.

---

## Appendix: reference templates and examples

## A. Project context template

# Project Context Template

Fill this out once per project/company, or let Stage 0

(`00-company-understanding-agent`) build it for you from a raw company/

product file. It is used by every skill in the pipeline from Stage 1

onward. It should contain only things that stay true across every article

for this project, never a specific topic (that's the per-run keyword/

brief input, supplied separately each time).

## Company basics

Name, what it does, one paragraph, plain language.

**What problem the product(s) solve** and **the company-level Job to Be

Done**, in the format "When [situation], I want to [motivation], so I

can [outcome]." This is broader and more durable than the per-article

JTBD produced later for each specific topic, it describes why a customer

would adopt the product at all.

## Product/architecture facts

Name every product, feature, or system the content might reference.

Note plainly which of these are confirmed shipped and live today, and

which are unshipped, upcoming, or unverified. This distinction matters:

see "Confirmed vs. unverified capabilities" below.

## Current product focus

If the company has more than one product or use case, name which one (if

any) this project's content should currently focus on, or state "general,

no specific product." Set once by Stage 0 asking the human directly, not

guessed.

## Confirmed vs. unverified capabilities

List every specific capability claim that might show up in marketing copy

or a use-case brief, and mark each one confirmed (built and shipped) or

unverified/unshipped. For anything unverified, state how it should be

handled, for example: "frame as building toward this, with a direct call

to action inviting contact," rather than asserting it as live.

## Non-negotiable positioning rules

Anything the company must never claim, imply, or word a certain way.

Include: words/phrases that are banned outright, any claim about how the

product works that must never be misstated (e.g. a human-in-the-loop

requirement, a data-residency guarantee), and any competitor names that

should never appear in published content.

## Format rules

House style: paragraph/line length limits, punctuation preferences (e.g.

no em dashes), bullet formatting, heading conventions.

## Editorial voice

How this company sounds: tone, formality level, audience sophistication,

anything to avoid (jargon, hype, corporate filler).

## Approved positioning language

Any pre-approved sentence(s) the company wants used verbatim when

relevant, and any single proof point / case study limit per piece.

## Domain and URL facts

The company's real domain(s), and the sitemap URL to use for the Internal

Linker skill.

## Anything else that would embarrass the company if gotten wrong

Any other standing fact, correction, or landmine specific to this company

that every skill needs to know before writing about it.

---

## B. Example project context (InsOps)

# Project Context: InsOps

## Company basics

InsOps (insops.com), an InsurTech company founded in 2023, headquartered

in Warrenville, IL. Founder/CEO: NavaJeevan Rajaiah ("Jeevan"). InsOps

builds an AI large language model purpose-built for the P&C insurance

industry.

**Problem this solves:** P&C insurers move data by hand across

disconnected legacy systems and Guidewire modules, causing slow, costly

one-time migrations and error-prone, delayed real-time data flows, all

while handling PII/PHI that generic, ungoverned AI tools aren't trusted

to touch.

**Company-level JTBD:** When a P&C insurer needs to modernize a legacy

system or connect ongoing data into Guidewire without months of custom

engineering or exposing sensitive data to a generic model, they want an

insurance-trained AI that maps, validates, and keeps that data flowing

inside their own environment, so they can move faster without taking on

new compliance or data-exposure risk.

## Current product focus

General, no specific product. Content should cover LiLa, GenAnonymize,

GenGrate, and Integration Gateway as relevant to each topic, rather than

promoting one over the others by default.

## Product/architecture facts

- **LiLa** is the core AI model. Call it an "insurance-trained AI" or

  "insurance-trained LLM." Never call it a "platform," an "SLM," or a

  "Small Language Model."

- **InsOps.ai** is the public-facing interface for LiLa.

- **Wrappers** are use-case layers built on top of LiLa, not separate

  products: Data Privacy wrapper, Data Modernization wrapper, and an

  upcoming DOI Compliance wrapper (not yet live).

- **GenAnonymize** — PII/PHI anonymization, powered by the Data Privacy

  wrapper. Confirmed, shipped.

- **GenGrate** — legacy system migration workbench, powered by the Data

  Modernization wrapper. Confirmed, shipped.

- **GenCruise** — ETL-free data ingestion. Internal context only, does not

  use LiLa or AI. Never surface this in external marketing content.

- **Integration Gateway** (insops.com) — pre-built connectors for

  Guidewire PolicyCenter, ClaimCenter, BillingCenter, UnderwritingCenter,

  PricingCenter, and Quoting Services. LiLa auto-maps and transforms

  payloads from any source into Guidewire structures, with

  human-in-the-loop validation before deployment. Confirmed, shipped.

- **Core differentiator:** LiLa runs inside the insurer's own environment,

  so PII/PHI never leaves controlled infrastructure. It understands

  insurance domain logic, data relationships, and regulatory requirements

  (NAIC, HIPAA, GDPR), unlike a generic LLM.

## Confirmed vs. unverified capabilities

Confirmed and shippable today: GenAnonymize (PII/PHI masking), GenGrate

(legacy migration), Integration Gateway (real-time Guidewire connectors,

human-in-the-loop mapping), and litigation risk scoring, worded exactly

as: "Reduce litigation risk by analyzing case patterns and claim history

to surface high-risk claims."

Unverified/unshipped (seen on marketing pages but not confirmed against

internal product documentation): fraud image analysis, virtual assistants

for policyholder communication, predictive reserve modeling, dynamic CAT

adjuster allocation, AI-generated fake document detection, automated

claim-note drafting, and any capability implying LiLa acts without a

human reviewing the result.

Handling rule: do not assert unverified capabilities as live and shipped,

and do not scrub them into fully generic, unbranded industry language

either. Frame them as something InsOps is building toward, with a direct

call to action, for example: "InsOps is building toward this kind of

capability inside LiLa. Contact us to talk through what this could look

like for your operation." Every article touching an unverified capability

needs at least one such contact-us moment.

## Non-negotiable positioning rules

1. LiLa **assists**. It never autonomously automates or makes decisions

   on its own. Human-in-the-loop is a core, recurring feature, not a

   caveat. Never imply LiLa decides, approves, or resolves something

   without a human.

2. Never use: "AI platform," "automates," "automation," "workflow

   automation," "SLM," "Small Language Model," "pivot," "plug-and-play."

   Use "assists," "AI-assisted," or "data tasks" instead.

3. Never cite competitors by name in published content (Shift Technology,

   EXL Insurance LLM, SortSpoke, Cytora, expert.ai, Allstate GenAI are

   known competitors, useful for research, never for citation).

4. One proof point per content piece, maximum. Do not stack multiple case

   studies in one article.

5. Migration (one-time, legacy, batch, via GenGrate) and integration

   (real-time, ongoing, via Integration Gateway) are separate, independent

   use cases. Never conflate them or imply one leads to the other.

## Format rules

- Never use em dashes anywhere. Rewrite into natural prose instead.

- Max 2-3 lines per paragraph, max 30-35 words per line.

- Bullets are actual bullets, never wrapped paragraphs disguised as one.

- Hero/intro sections lead with the problem immediately, no vague hooks.

- Capability-first: say what InsOps does before naming LiLa as the "how."

## Editorial voice

Confident, plain-language, no jargon, no corporate filler. This is B2B

content for insurance operations professionals, not consumer marketing.

## Approved positioning language

One-sentence anchor, use only if genuinely relevant, don't force it into

every article: "InsOps migrates legacy data into Guidewire and keeps it

flowing in real time."

## Domain and URL facts

Primary domain: insops.com. There is no separate insops.io domain, the

Integration Gateway is also on insops.com. Sitemap for the Internal Linker

skill: https://insops.com/sitemap.xml.

## Anything else every skill needs to know

The 12 use-case descriptions on insops.com/insurance-ai-for-claims are

marketing card copy that has not been fully verified against internal

product documentation, see "Confirmed vs. unverified capabilities" above

for exactly which ones need the building-toward-plus-contact-us framing.

---

## C. Example topic inputs (InsOps)

# Example Topic Inputs (InsOps claims use cases)

Each numbered item below is a valid, standalone Input 2 for one run of the

Orchestrator. Run the pipeline once per item, one at a time, waiting for

human approval between runs per the Orchestrator's human interaction rule.

1. High Claim Volumes — Triage incoming claims by severity, complexity,

   and urgency, so adjusters focus on high-impact cases first instead of

   working strictly by order of arrival.

2. Manual Document Review — Extract, summarize, and validate claim

   information straight out of police reports, repair estimates, medical

   records, invoices, and photos, automatically.

3. Fraud Detection — Apply anomaly detection, image analysis, network

   analytics, and predictive fraud scoring to flag suspicious claims,

   including AI-generated fake documents and images.

4. Slow Claim Resolution — Automate FNOL intake, document collection,

   status updates, and approvals, so routine claim handling moves without

   manual handoffs.

5. Litigation Risk — Flag claims with high litigation potential early

   using predictive models and recommend proactive intervention before

   disputes escalate. (Note: this one maps to a confirmed InsOps

   capability, worded as "Reduce litigation risk by analyzing case

   patterns and claim history to surface high-risk claims," use that

   phrasing rather than the looser card copy.)

6. Data Silos & Legacy Systems — Consolidate policy, billing, claims, and

   document data into one unified claims workspace through API

   integration, no system replacement required.

7. Inconsistent Claim Decisions — Surface historical claims, policy

   language, and company guidelines at the point of decision, so

   settlement recommendations and reserves stay consistent across

   adjusters.

8. Catastrophe Surge Management — Automate intake, prioritize claims, and

   dynamically allocate adjusters during CAT events, so sudden volume

   spikes don't overwhelm response capacity.

9. Customer Communication — Power virtual assistants and automated

   notifications that give policyholders real-time claim status, cutting

   inbound "where's my claim" calls.

10. Knowledge Retention & Training — Capture organizational knowledge and

    recommend next-best actions as a copilot, so newer adjusters ramp

    faster and retiring expertise doesn't walk out the door.

11. Reserve Accuracy — Recommend reserve estimates and flag when reserves

    need adjusting, using predictive models trained on historical claims

    data.

12. Adjuster Productivity — Generate claim notes, file summaries, and

    correspondence drafts automatically, so adjusters spend their day

    investigating claims instead of documenting them.



Craig Hangartner

Saba Gobal, CPCU